Best Demat Account in India 2026 — YTCommunityOnline Comparison
A Demat account stores your shares electronically, while a trading account places the buy and sell orders. Every broker below gives you both in one online application. Use this page to pick the account that matches how you actually invest.
Comparison of charges (2026)
Zerodha
India's largest discount broker by active clients. Kite and Console are simple, fast and well documented, which makes Zerodha a safe first Demat account for beginners.
- Account opening
- ₹200 (online)
- Annual maintenance
- ₹300 + GST
- Delivery / intraday
- ₹0 delivery / ₹20 per intraday order
- Best for
- Long-term investors who want a clean, stable platform
Upstox
Backed by large institutional investors, Upstox focuses on a lightweight mobile app and quick Aadhaar-based account opening with low flat brokerage.
- Account opening
- ₹0 (offers vary)
- Annual maintenance
- ₹0 for the first year in most plans
- Delivery / intraday
- ₹20 or 2.5% (lower of the two) per order
- Best for
- Mobile-first users who want fast eKYC
Angel One
A full-service broker turned flat-fee: you get research reports, smart baskets and branch support along with a modern app.
- Account opening
- ₹0
- Annual maintenance
- ₹0 first year, then AMC as per plan
- Delivery / intraday
- ₹0 delivery / ₹20 per intraday order
- Best for
- Beginners who also want research and advisory content
Documents needed to open a Demat account
- PAN card (mandatory)
- Aadhaar linked with your mobile number for OTP eKYC
- Bank account proof — cancelled cheque or recent statement
- Signature on plain white paper and a live selfie / video KYC
- Income proof (only if you plan to trade F&O)
How to choose
If you only invest for the long term, pick the broker with the lowest AMC and the most stable app. If you trade often, compare the flat per-order fee. Ignore referral offers that promise guaranteed profit — no broker or community, including YTCommunityOnline, can guarantee returns in the stock market.